HOUSING CHOICE VOUCHERS TO HOMEOWNERSHIP
Choose the authority that manages your voucher. Find the steps, the people to contact, and what to ask for along the way.
A guide you can bring
to the next conversation.
Begin with your FSS coordinator and housing counselor. Confirm whether monthly voucher mortgage assistance is available.
Open Hampton’s roadmap 02 / NNRHAConnect with the HCV homeownership team. Confirm current openings and the steps for your household.
Open Newport News’s roadmapNot sure which authority handles your voucher? Check your most recent assistance notice or ask your assigned specialist. Your purchase city may be different.
Start with your savings records, a counseling appointment, and a clear handoff.
UNDERSTAND THE TWO PATHS
Family Self Sufficiency, or FSS, can help participants build escrow savings. After an approved final payout, those funds may help with a purchase. A mortgage lender and any purchase assistance program still review your eligibility.
A participating housing authority may approve an eligible household to use HCV assistance for ownership expenses. This is a separate process. Local program availability and household approval come first.
Some households may use both. FSS graduation does not automatically approve a mortgage or convert rental assistance into ownership assistance.
Each city’s guide includes named contacts, questions, and a suggested follow-up process.
Browse resourcesTell us when a contact is outdated, a referral goes nowhere, or a step is missing.
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